Positive interest - make your uninvested cash work for you

In current market turmoil, you want to stay flexible. Keeping your uninvested cash on your Saxo trading account has a lot of advantages in times you are waiting for your next opportunity. Compared to traditional savings-accounts, there are two major advantages:

No minimum holding period - meaning you can withdraw your funds any time or be ready to invest when you see your next opportunity.
The more you fund, the more you earn – you get interest on the full amount of your uninvested cash.

We are as flexible as you are. Use the interactive interest calculator to estimate the total interest received on your uninvested cash on CHF, EUR and USD. Interest on other currencies can be calculated with the figures on our General Charges page.

Open account

Loading Information

Sorry, we’re investigating the issue. Please try again later.

Annual interest on

Account tier	Annual interest	Interest rate

Rates as of x.xx.xxxx The prices above are indicative and will vary according to the country of residency. A full overview of exact pricing is available through the platform trade tickets.

Market rates, updated daily
Our interest rates are updated daily based on market conditions which means adjustments to central bank policy are reflected immediately.
Interest on different currencies
Deposit in CHF or other currencies – interest on uninvested cash will be calculated based on market conditions for each currency. You can find all currencies under General charges and fees in the tab Saxo Bid / Ask Interest Rates.
Get higher rates with larger deposits
If the size of your deposit increases, you will earn higher interest. Your interest rate is determined by the Saxo Bid Rate and the amount of your uninvested cash (Net Free Equity).
Use your trading account to earn on deposits
Stay flexible – uninvested cash in your account can be used invest or withdraw with no lock-in periods.

How it works

You earn interest on the uninvested cash on your account in each currency.

If your total balance does not exceed Level A, no interest will be paid.

If your total balance is above Level A, you will receive a variable interest rate, scaled proportionally with the deposit amount. The more you deposit, the higher the interest rate applied to your total balance.

For balance amounts above Level B, you will receive the highest interest rate on the additional balance with no upper limit or lock-in period on the deposit.

Refer to the calculator at the top of the page to estimate the effective interest rate on your balance depending on total balance and currency.

Please note that when you trade margin products, your interest is calculated based on your Net Free Equity (NFE) and Account Value which you can read more about in our FAQ.

Tier	Classic	Platinum	VIP
CHF
Level A	20,000	10,000	0
Level B	100,000	100,000	100,000
Markdown	0.30%	0.30%	0.30%
EUR*
Level A	10,000	10,000	10,000
Level B	100,000	100,000	100,000
Markdown	1.50%	1.00%	0.50%
USD
Level A	10,000	10,000	10,000
Level B	100,000	100,000	100,000
Markdown	1.50%	1.00%	0.50%

The investment tools you need

With your new Saxo account, you take control over your investment no matter where and when. With our selection of award-winning platforms, you can easily invest in thousands of investment products from different devices. Execute your next great trade with SaxoTraderGO or build sophisticated strategies using several screens on SaxoTraderPRO—it all depends on how you want to invest.