Disclaimer

Possible restrictions

The persons consulting and/or using the website of Saxo Bank (Switzerland) Ltd. (hereafter the "Website" and the "Bank" respectively) must ensure, under their own responsibility, that access to the financial and banking services of the Bank on the Internet is allowed according to the legislation that applies to them.

1. Use of the Website

The information, documents and publications available on the Website (hereafter the "Information") are the exclusive property of or are licensed to the Bank and are protected by copyright or other proprietary rights. Users may download or print out a hard copy of individual pages and/or sections of the Website, provided that copyright or other proprietary notices are not removed. All property rights shall remain with the Bank or, as the case may be, the licence holder. The users may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, or link into the Website nor use for any public or commercial purpose the Website without the prior written consent of the Bank. The Site contains trademarks which are owned and registered by the Bank. No licence to use any of these trademarks is hereby granted or implied. No reproduction of the trademarks is permitted without specific written authorisation of the Bank. 

2. No guarantee

The Information is provided by the Bank for personal use and for informational purposes only and is subject to change without notice. The Bank has made every reasonable effort to ensure that the Information is accurate and reliable. However, errors may sometimes occur. Therefore the Bank expressly disclaims all express or implied warranties of any kind as to the Information, in particular as to its accuracy, reliability, completeness and relevance. 

3. No liability

In no event shall the Bank be liable for any direct, indirect or consequential loss or damage of any nature, arising out of or in connection with the access, the consultation or the use of the Website. In addition, the Bank disclaims any liability for any tampering with the computer system of the user or the Bank by unauthorised parties. The Bank disclaims in particular any liability for damages caused by viruses having infected computer equipment, operating systems or browsers. 

4. Third-party websites and services

Some links on the Website lead to third-party websites. Links from the Website to third-party websites or links from third-party websites to the Website do not constitute an endorsement by the Bank of any third-party websites. The links to third-party websites have not been verified and the Bank does not bear any liability for the content of such third-party websites and for any services or products offered on such third-party websites. 

If a client chooses to use third-party authentication credentials (from platform providers such as Google and Apple) to access the Bank’s trading platform, they are informed that the terms and conditions of the respective authentication service provider (e.g., Google, Apple) will apply. The client acknowledges and accepts that they have reviewed the terms and conditions, security measures, data protection, and confidentiality policies of the authentication service provider and agree to them. Accessing the trading platform using third-party authentication credentials is at the client's own risk, and the Bank disclaims any associated liability.

In accordance with applicable laws, the Bank applies strong authentication of the client when the client carries out a transaction via the means of remote communication that may involve a risk of fraud or other fraudulent use. Strong authentication is performed by confirming a message contained in the relevant Saxo app on the mobile phone previously assigned to the user (e.g., via TAN confirmation). In the case of a transaction validated by strong authentication, the Bank may refuse to reimburse the client if the client has acted with gross negligence, has wilfully failed to comply with their obligations to protect the personalised security details of their account, or has committed fraud. In addition, a transaction is deemed to have been confirmed by the client as soon as it has been initiated by strong authentication, unless the client provides proof to the contrary.

5. Investment decisions

Nothing contained on the Website constitutes financial, legal, tax or other advice, nor should any investment or any other decision be made solely based on the content of the Website. Users of the Website should obtain advice from qualified experts before taking any investment decision. In any event, investment decisions are made under the sole responsibility of the user of the Website. The Bank expressly disclaims all express or implied warranties as to the future performance of an investment. It is notably reminded that the performance of an investment may not be deduced from previous market value. The value of an investment may increase or decrease or lose value due to changes in rates of foreign exchange. The investor may not be able to recover its initial investment. 

6. Interests held by the Bank

The Bank, its shareholders, board members, directors or employees may hold interests or positions, trade or act as market maker in financial instruments on which information is available on the Website. Furthermore, the Bank, its shareholders, board members, directors or employees may have contacts with companies on which information is available on the Website. 

7. No offer

The accessibility of the Information via the Website does not constitute an offer by the Bank. 

8. Marketing and Advertising

The content of this website represents marketing material and has not been notified or submitted to any supervisory authority.

The information available on this website is not the result of financial analysis or research and therefore has not been prepared in accordance with legal requirements designed to promote the independence of investment research. To help you understand the risks involved with financial instruments we have put together a series of Key Information Documents (KIDs) highlighting the risks and rewards related to each financial instrument. The KIDs can be accessed within the trading platform. Please note that the full prospectus can be obtained free of charge from Saxo Bank (Switzerland) Ltd. or the issuer.