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CFDs and forex (FX) are complex instruments and come with a high risk of losing money rapidly due to leverage. 65% of retail investor accounts lose money when trading CFDs with this provider.
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CFDs and forex (FX) are complex instruments and come with a high risk of losing money rapidly due to leverage. 65% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs, FX, or any of our other products work and whether you can afford to take the high risk of losing your money.
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Would you like to share
your Saxo Bank investment
experience with a friend?

Refer a friend to Saxo Bank and give them a great opportunity to start investing. As part of our referral program, your friend will be rewarded with free commission credits, which can be used to cover trading costs when they invest.

Benefits of the referral program

Help your friends and family make the most of market opportunities. They will have the same global access, platform tools and inspiring content as you. Additionally, they will receive commission-free trading*, which can be used to cover trading costs.

*Note: Once the cash deposit has been registered by the referral program, your friend will receive the free commission credits within a few days.

What are commission credits?

Save on transaction costs with commission credits

You can use commission credits to cover commission costs when trading the following products:

How it works

You have an account with Saxo Bank
You will receive commission credits on our Classic, Platinum or VIP account tier, and/or through promotions.

Place trades
You pay all trading fees upfront and get refunded for relevant commission costs afterwards.

Get refunded for commission costs
At the end of each trading day, we refund any commission costs that are covered by your credit balance. You can monitor your refunds and credit balance in the platform.

Open account

More on Commission credits

You can use trading commission credits to cover commission fees when trading the following products:  stocks, ETFs, bonds, futures, options and Crypto ETFs.

When you place a trade on any eligible product that includes a trading fee – such as stocks, ETFs, bonds, futures, options and Crypto ETFs – your commission credits kick in. You pay the trading commission fees upfront and at the end of each trading day, we refund any trading commission fees that are covered by your credit balance. We refund you in cash in the currency of your main account.

Note that trading commission credits have an expiration date defined by the specific offer as specified in the associated offer. You can always monitor your credit balance and refunds in the platform.

No, you can only use trading commission credits to cover commission fees when trading the following products:  stocks, ETFs, bonds, futures, options and Crypto ETFs.

No, trading commission credits do not cover the value of the stock, only commission fees connected to the purchase of the stock.

No. Any commission credits you have not used by the expiration date will be lost and cannot be cashed out.

Why choose Saxo ?

  • One account, many investment options
    Trade forex, FX options, CFDs, stocks, ETFs, futures, options and bonds from global exchanges.
    Learn more
  • Intuitive trading tools for any device
    Analyse, optimise and manage your trades with tools tailored to your needs.
    Learn more
  • Competitive pricing
    Benefit from market-leading transaction fees and pay less the more you trade.
    Learn more
  • Your partner since 1992
    We are a licensed industry leader, sourcing the best products available and helping you achieve your goals.
    Learn more


Business Hills Park – Building 4,
4th Floor, office 401, Dubai Hills Estate, P.O. Box 33641, Dubai, UAE

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All trading and investing comes with risk, including but not limited to the potential to lose your entire invested amount.

Information on our international website (as selected from the globe drop-down) can be accessed worldwide and relates to Saxo Bank A/S as the parent company of the Saxo Bank Group. Any mention of the Saxo Bank Group refers to the overall organisation, including subsidiaries and branches under Saxo Bank A/S. Client agreements are made with the relevant Saxo entity based on your country of residence and are governed by the applicable laws of that entity's jurisdiction.

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